4. Indiana
Indiana presents a mix of pros and cons. While it doesn’t shy away from taxes—sales tax is 7%—the cost of living is 15% below the national average. Indianapolis offers a big-city feel, while the rest of the state features rural charm and smaller towns for a more relaxed lifestyle.
About 1.1 million of the state’s 6.6 million residents are over 65. Like other Midwestern states, Indiana has cold winters, but it also has strong community values and plenty of family-friendly environments.
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